Too Young for Medicare? Good – You Have Time to Study Your CliffsNotes

Medicare-Donut-hole - source 1stcardinalmedicareMany of us still have nightmares about college exams we haven’t studied for, and the dire consequences we know we’re about to face. Well, those anxieties may come alive again as you approach the age of sixty-five, if you haven’t studied up ahead of time on Medicare and the choices available to you. How to choose, and when to do so, could cause dire consequences indeed.

So if you’re close to but not yet sixty-five, now’s the time to look over the basics of Medicare and start to learn about your options. This is not a simple subject to study, and there may be surprises in store for you, beyond the discoveries to be made in learning about the infamous “donut hole” of Medicare coverage. For example, did you know that there is a proper time to enroll for Medicare, and if you miss this window, there may be penalties? It’s three months before, the month of, and three months after the month in which you turn 65. Even now you cannot escape deadlines looming over you! has an informative article describing the three essential steps to take in making the right choices when you turn 65. They also cover other options you should know about. Check it out here.

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